Have you considered how you are going to pay for your Long-Term Health Care? Whether In-Home, Board and Care, Assisted Living, or Skilled Nursing, the costs of long-term health care can cost $8,000-$12,000 per month. These costs can and do impoverish families every day. In many cases, families are forced to sell their home, spend their savings, or retirement funds, placing “At-Risk” virtually everything they have worked a lifetime for and hoped to pass on to their children, grandchildren, or other deserving beneficiaries.
However, despite what you may have heard, you do not have to spend everything your worked a lifetime for on the cost of your health care!
Through careful planning, in most cases, we can help you qualify for government sponsored benefits to help pay for all or part of your nursing home care, protect and preserve your assets from a Medi-Cal Estate Claim, and the well spouse (the spouse at home) can retain all of his/her income, or all or part of the income from the spouse in the nursing home can be reallocated to the well spouse.
Also, you do not have to be poor or “spend-down” everything you worked a lifetime for to provide for the cost of your care. If structured properly, you may retain a home of any value, IRA’s, 401 K’s, business property, cash, stocks and bonds, life insurance, an automobile, jewelry, personal property, and more!
We can help you pass on your legacy to your heirs.
Mr. Lieberman has qualified as an expert in Medi-Cal in the Superior Court of the State of California. He has helped hundreds of families protect everything they worked a lifetime for from the cost of long-term care
Don’t give everything you own to a nursing home. Call or email us to learn more about we can help.